• How should my investment strategy change as I get closer to retirement?

    An investment strategy should reflect your goals, time horizon, income needs, risk tolerance, and overall financial situation. As retirement approaches, the focus may shift from primarily accumulating assets toward balancing growth, income, liquidity, and risk. The appropriate strategy is personal and should be reviewed as your circumstances change.

  • Why is estate planning part of financial planning?

    Estate planning helps organize how your assets and wishes may be handled during your lifetime and after your death. Within a broader financial plan, estate planning considerations can help coordinate beneficiaries, legacy goals, charitable intentions, insurance, and the transfer of assets. Legal documents should be prepared and reviewed with a qualified estate planning attorney.

  • How do I know if I have the right amount of insurance?

    Insurance needs can change as your income, family, assets, debts, and responsibilities change. Reviewing life, disability, long term care, health, and property and casualty coverage can help identify potential gaps or unnecessary coverage. Insurance planning is one part of protecting the broader financial plan from unexpected events.

  • Who does Sikorski Wealth Management work with?

    Sikorski Wealth Management manages assets for individuals and families and provides investment management and financial planning services. Because every financial situation is different, the planning process begins by understanding your goals, current financial picture, and the decisions that matter most to you.

  • What can I expect from the financial planning process?

    The process begins with understanding your goals and reviewing your current financial situation. From there, recommendations can be developed around the areas most relevant to you, which may include retirement income, investments, insurance, estate planning considerations, and other financial priorities. The plan can then be reviewed over time as your goals and circumstances evolve.

  • How do I get started with Sikorski Wealth Management?

    You can begin by contacting Sikorski Wealth Management to discuss your financial questions, goals, and the type of guidance you are looking for. An initial conversation can help determine which planning areas deserve attention and whether the firm's services are a good fit for your needs.