Investment Management

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested, say, by taking in that ball game? We do some longer-term planning too: Does it pay to invest the effort studying for a degree in Arts, or would we get a better return studying to pass the Bar exam?

So, why don’t we invest the time planning our investments?



Why Investment Planning is Important

It’s been said: What you sow, so shall you reap! When it comes to enjoying the fruits of your investment, truer words were never spoken. Even if you don’t have thousands of dollars to invest, simply taking the time deciding where to “park” the money until you need it can be a rewarding investment planning exercise.

How your money grows, what you pay for that growth, and the ease and comfort with which you “journey” towards reaping the rewards of your investments, are all important aspects of a good investment plan. In the absence of such a plan, your financial future could be in jeopardy!

What We Can Do For You

Our Investment Planning service is based on these simple facts: Market timing doesn’t work! Creating and preserving wealth needs diversification! Focus on the long-term, and don’t let short-term diversions distract you! Investing is about more than just making money – it’s also about helping you achieve your financial goals!

Here’s a preview of what our Investment Planning service cover:

  1. Understand Your Why

    What are your goals and objectives for your investments?

    This question is asked first because I need to fully understand what your financial picture looks like and what is most important to you. I want to understand what is it that you are investing for and hoping to achieve. Everything will be based off this foundational question. 

  2. Comfort with Risk

    Of course, it would be wonderful to achieve quality, consistent returns with little to no downside risk. Unfortunately, that is not a reality. This is where I will walk you through different potential market scenarios and we will decide what outcomes you are most comfortable with. 

  3. Asset Allocation

    The asset allocation of your investments will be centered around the goals you are trying to achieve. The two factors that will help decide your asset allocation are your comfort level with volatility for your portfolio and the time horizon for achieving those specific goals. Asset allocation determines the expected returns and potential downside for your portfolio, so this decision is critical. This is not a one-size-fits-all solution for each client. We will work carefully together to create a personalized allocation based on your situation, the one you will stay committed to during challenging market conditions. 

  4. Portfolio Construction 

    Once the asset allocation has been decided upon, your money will be invested across different asset classes into a mix of high quality, diversified investments. These will include mutual funds, etf’s, and individual stocks all of which have had thorough due diligence done by me. 

  5. Monitor and Rebalance

    Once your money has been allocated and invested it will be monitored and rebalanced over time as market conditions change. The market is not static, and neither should be your portfolio. You will receive regular portfolio reports and have access to your personalized web portal. In addition, we will meet and speak periodically to make sure your portfolio and allocation remains appropriate for you.